EN 
IN
Journal article
PENGARUH TINGKAT RISIKO PERBANKAN TERHADAP PROFITABILITAS PADA BPR DI KABUPATEN BADUNG
Volume : 2 Nomor : 12 Published : 2013, December
E-Journal Manajemen Universitas Udayana
Abstrak
To know the influence level of banking risks towards the profitability in Bank Perkreditan Rakyat (BPR) which is located in Badung Regency is the aim of this research. The amount of sample taken is 10 BPR of which use the method of purposive sampling and the technique of analysis used in this research is analyzable stripe. Based on the result of the analysis, it is encountered that Non Performing Loan (NPL) influenced negative significant towards Loan to Deposit Ratio (LDR). The operational expense towards the operational income (BOPO) influenced negative but it is not significant towards Loan to Deposit Ratio(LDR). Non Performing Loan (NPL) influenced positive but it is not significant towards profitability (ROA). The operational expense towards the operational income (BOPO) influenced negative significant towards profitability (ROA), and Loan to Deposit Ratio (LDR) influenced positive significant towards profitability (ROA). Keywords: NPL, BOPO, LDR, profitability