Journal article

Analysis of differences in Banking Profitability Ratios before and after adoption of Internet Banking to bank listed on the Indonesian Stock Exchange (IDX)

Luh Putu Virra Indah Perdanawati Ni Luh Putu Wiagustini Ni Nyoman Sudiyani Ni Nyoman Kerti Yasa

Volume : 8 Nomor : 2 Published : 2019, December

International Journal of Advanced Trends in Computer Science and Engineering

Abstrak

The research aims to find out how the level of internet banking adoption and Return On Assets (ROA), Return On Equity (ROE), & BOPO on banks listed on the Indonesia Stock Exchange, as well as to analyze differences in Return On Assets (ROA), Return On Equity (ROE), & BOPO before and after implementing internet banking. The research method used in this study is included in quantitative research. The renewability in this study is that there is still no previous research that discusses the differences in banking performance before and after using e-banking in terms of ROA, ROE, & BOPO. Based on the analysis of the results of research and discussion presented earlier, it can be concluded that the provision of internet banking services have a significant influence on the financial performance of banks as measured by ROA, ROE, & BOPO listed in Indonesia Stock Exchange. Key words : Adoption Internet Banking; ROA; ROE