The Role of Foreign Exchange State Owned Banks to Non Oil and Gas Exports in Indonesia 2016

Due to the weakening of the global economy that occur until present time, delivers a direct impact on exports of non-oil & gas commodities in Indonesia. This study analyzes the role of exchange state banks on non-oil & gas exports in Indonesia. Analysis in this study involve independent variables which consist of variables of credit risk, market risk, and liquidity risk; an intervening variable of the credit loan for export given by exchange state banks in Indonesia, a dependent variable of non-oil & gas exports amount in Indonesia and variable moderation of inflation and currency exchange rate of Indonesian Rupiah toward USD. The theory behind this study include international trade theory, several concepts of export, theories of banking in Indonesia and theories of inflation and currency exchange rates. All datas from 2005 to 2015 are analyzed in this study by using econometrics tool which are multiple regression and path analysis using Eviews software version 9. The findings in this research are as follows: (a) simultaneously, variable of credit risk, market risk and liquidity risk have a significant influence on values of credit loan for export given by exchange state banks in Indonesia, (b) partially, credit loan values for export given by state banks in Indonesia gives a significant influence toward non-oil & gas exports in Indonesia, (c) credit loan values for export given by state banks in Indonesia mediate the effect of credit risk, market risk and liquidity risk of exchange state banks toward non-oil & gas exports in Indonesia, (d) partially, a moderating variable Inflation does not mediate variable of loan credit value for export tp non-oil & gas exports in Indonesia and (e) partially, a moderating variable exchange rate Rupiah to USD provides a weakening effect to variable of loan credit value for export and non-oil & gas exports in Indonesia. The results of this research recommend: (a) maintain and supress credit risk (NPL), market risk (NIM) and liquidity risk (LDR) of exchange state banks, in order to support its role to encourage the activities of non-oil & gas exports in Indonesia, and (b) inflation and exchange rate of USD against Rupiah should be kept constantly monitored and well maintained hence supports export activities in Indonesia. Keywords: Credits Value of Foreign Exchange State Owned Banks, Non-Oil & Gas Exports in Indonesia