The Importance Of Social Security In The Workforce

22/06/2020 Views : 236

I GDE PUTRA ARIANA

  • Labor is one of the important things in the scope of a company both public and private sector companies. The importance of the role of labor as an important part of the movement of companies makes it necessary to provide social security protection for workers. Seeing the development and intensity of workers who have high mobility and are vulnerable to accident and possibly illness. Companies are required to have a standard of providing good health, care and compensation facilities if workers experience conditions that cause them to experience disasters or work accidents. The question is whether all public and private sector companies have implemented minimum standards for the provision of labor social security facilities. Implementation of a social security program for informal sector workers is a priority because workers outside the employment relationship dominate the workforce in Indonesia. Implementation of this program there are still obstacles including: lack of cooperation between the Social Security Organizing Agency (BPJS) of Labor with the informal sector workers, lack of socialization, difficulty in contacting and tracing the existence of independent workers, while in terms of labor, namely payment of contributions and the amount of compensation payments that do not match the level of work accident. The government since January 1, 2014 has fulfilled the mandate of Article 34 of the 1945 Constitution of the Republic of Indonesia, namely by implementing the National Social Security System (SJSN). The Manpower Social Security Organizing Agency (BPJS) provides protection for workers to overcome certain risks and the implementation uses social insurance mechanisms. As a State-Owned Enterprise engaged in the field of social insurance BPJS Labor formerly named PT Jamsostek (Persero) is an implementer of the Tenga Work Social Security Act. In accordance with Law Number 40 of 2004 concerning the National Social Security System (SJSN) and Law Number 24 of 2011 concerning Social Security Organizing Bodies (BPJS) Being a BPJS Employment participant is not only mandatory for workers in the formal sector, but also informal workers. The workforce in Indonesia currently reaches 110 million people with details of the informal sector as many as 70 million people and 40 million formal sector people. Article 28 H of the 1945 Constitution of the Republic of Indonesia emphasizes that workers are entitled to the social security of workers who enable their full development as dignified human beings. Law Number 3 of 1992 concerning Workers' Social Security emphasizes that "Labor is anyone who is able to do work both inside and outside the employment relationship, in order to produce goods or services to meet the needs of the community".However, until now Law Number 3 Year 1992 has only been effective for workers who work in employment relationships, while informal workers with larger numbers have not been protected. The experience of other countries in managing their social security programs often shows that the next government usually fails to fulfill its promises caused by incorrect calculations. Inaccurate calculations are usually due to too high estimates (over estimate) of income and low estimates (under estimate) of the costs to be borne by the program. Social security is a public policy and thus the goals to be achieved must be clear. Does the goal encourage formal workers to save for their old age? What is the goal for formal and informal workers to insure themselves against serious illnesses and accidents? Is the Social Security system that we will implement planned to have an element of equity? Is the aim to also protect informal workers? To meet these different objectives, different policies and programs are needed. For example, the Jamsosnas program which requires participants to pay contributions is very inappropriate for informal workers. Informal workers in Indonesia are very large (around 70% of the workforce) and are scattered throughout rural and urban areas. The fee for collecting fees will be very expensive and not proportional to the amount of contributions that can be collected. In other words it is not quite right that the Jamsosnas program will be built using only one pillar to cover all types of benefits and cover all levels of society. The Jamsosnas program must be built through several pillars. For the poor Jamsosnas program would be better organized through a separate program funded by government funds.

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