The effect of perceived ease of use, perceived usefulness, and perceived risk on transaction intention using fintech in Denpasar

This study aims to determine public perceptions of the use of financial technology (fintech). This research uses questionnaire data collection techniques with respondents from the city of Denpasar who use or do not use fintech. Some literature states that the intention to use information technology is influenced by consumers' perceptions of the technology, which includes perceived ease of use, perceived usefulness, and perceived risk of using it. The purpose of this study was to analyze the effect of perceived ease of use, perceived usefulness, and perceived risk on transaction intentions using digital wallet fintech in Denpasar. To achieve this goal, this research will be conducted with a quantitative approach, both descriptive and associative and the respondents will be the people in Denpasar who use or not use fintech. Furthermore, after the research is completed, it will be continued by summarizing the essence of the research into an article that is ready to be disseminated and sent to an accredited international/national journal. Thus this research was finally able to provide value to all stakeholders, such as researchers, students, Small and Medium Enterprises, the government as a facilitator and regulator of business transactions.