Journal article

The Influence of Credit Risk, Liquidity Risk, and Operational Risk on Profitability in Rural Banks in Bali Province

Ni Putu Ratih Suryaningsih I MADE SURYA NEGARA SUDIRMAN

Volume : 4 Nomor : 3 Published : 2020, June

American Journal of Humanities and Social Sciences Research (AJHSSR)

Abstrak

This study aims to determine the effect of credit risk, liquidity risk, and operational risk on profitability at rural credit banks in the province of bali. The population used in this study were all BPRs in Bali Province in the 2014-2018 period. This study uses purposive sampling with a total sample of 72 banks. Multiple linear regression is a method used to analyze the data in this study. The results showed that credit risk and operational risk had a negative effect on profitability. While the results of the liquidity risk study have a positive effect on profitability.