Journal article

Perbandingan Profit Testing Model Deterministik dan Stokastik Pada Asuransi Unit Link

VALERIA TRISNA YUNITA I Nyoman Widana Luh Putu Ida Harini

Volume : 7 Nomor : 2 Published : 2018, May

E-JURNAL MATEMATIKA - Jurusan Matematika, Fakultas MIPA Universitas Udayana

Abstrak

Abstract Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a deterministic model and stochastic model. The calculation result using these model for a policy issued to a life aged 35, 45, and 55 and the benefit is paid till age 99 showed that the profit which insurer can claim only for insurance issued to a life age 25 years old.